# Get a Loan

After depositing your collateral, you can borrow against it (take out a loan) based on how much it is valued.

Be careful with your loans, watch your [Health Factor ](/meltlabs-lending-protocol/protocol/health-factor.md)to avoid [Liquidations](/meltlabs-lending-protocol/protocol/liquidation.md).

Here's a quick tutorial on how to borrow:

Press the borrow button at the bottom center after depositing at least 1 NFT as collateral.

![Borrowing USDC](/files/tCzKoDBujRi7qYOiEeEJ)

Enter the amount you want to borrow, paying attention to the [LTV](/meltlabs-lending-protocol/protocol/loan-to-value.md) and the [health factor](/meltlabs-lending-protocol/protocol/health-factor.md).

![Borrowing USDC](/files/lHjFbM6qDsVgoWuGj8M5)

Once finished you will be able to see how much you have borrowed and what your health factor is.

![Borrowed USDC](/files/mp9hyCeWRNqlCn4IQDdd)

To withdraw the collateral or avoid liquidation, you will have to press the repay button and repay the loan.

![Repaying Loan](/files/Q5Xeev3QKlrbhmmxPra9)

Enter the amount you want to repay and click on repay.

![Repaying loan](/files/8FE1rKqYZxnbSmzimjbS)

Now if you have repaid all the loan you can withdraw your NFT.

![Repaid the loan](/files/MQZV2lthI7xlz6KEnsNC)


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