# Get a Loan

After depositing your collateral, you can borrow against it (take out a loan) based on how much it is valued.

Be careful with your loans, watch your [Health Factor ](../protocol/health-factor)to avoid [Liquidations](../protocol/liquidation).

Here's a quick tutorial on how to borrow:

Press the borrow button at the bottom center after depositing at least 1 NFT as collateral.

![Borrowing USDC](https://436309667-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FMJ7TWWxjXiHT9lPm5ik2%2Fuploads%2F6e5EffzgoMJ4GCW1RX3r%2FSchermata%202022-04-25%20alle%2017.57.33.png?alt=media\&token=0b6af849-ad70-442c-b51a-27d4fb8604f9)

Enter the amount you want to borrow, paying attention to the [LTV](../protocol/loan-to-value) and the [health factor](../protocol/health-factor).

![Borrowing USDC](https://436309667-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FMJ7TWWxjXiHT9lPm5ik2%2Fuploads%2Fv425KhPobQun9kpAJhvK%2FSchermata%202022-04-25%20alle%2017.59.54.png?alt=media\&token=d6c3d698-b15d-4c94-bc77-35699a6053f0)

Once finished you will be able to see how much you have borrowed and what your health factor is.

![Borrowed USDC](https://436309667-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FMJ7TWWxjXiHT9lPm5ik2%2Fuploads%2FAxnWSsENeFHUYZdf8jrr%2FSchermata%202022-04-25%20alle%2018.01.59.png?alt=media\&token=9da47b41-5b59-4e06-a73c-e6a1919091ab)

To withdraw the collateral or avoid liquidation, you will have to press the repay button and repay the loan.

![Repaying Loan](https://436309667-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FMJ7TWWxjXiHT9lPm5ik2%2Fuploads%2FEHnQBQiDjdwvoEg3y0zU%2Frepay%20empty.png?alt=media\&token=f10f57fc-6112-4885-9328-d4fb6cbe5a1e)

Enter the amount you want to repay and click on repay.

![Repaying loan](https://436309667-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FMJ7TWWxjXiHT9lPm5ik2%2Fuploads%2F3VcNsJCd91IPe2cOwzfy%2Frepay.png?alt=media\&token=10c7a59f-9f1a-440f-a66f-06abfe9c7800)

Now if you have repaid all the loan you can withdraw your NFT.

![Repaid the loan](https://436309667-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FMJ7TWWxjXiHT9lPm5ik2%2Fuploads%2F6PowwxYxo5F4d5x4eokN%2FSchermata%202022-04-25%20alle%2018.05.51.png?alt=media\&token=bdd0d129-3aea-4750-b6a6-4a195e554581)
